CFPB warns Surprise Act violations cannot implicate Fair Lending Laws | JD Supra
The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from engaging in abusive, unfair, or deceptive practices when collecting consumer debt. The Consumer Financial Protection Bureau (CFPB) enforces the FDCPA and in a 2014 study, the CFPB determined that more than 43 million Americans have outstanding medical debt reported on their credit reports. Since …
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